Medicare Part C – Medicare Advantage (MA) is the new name for Medicare + Choice. All MA plans must cover all Part A and Part B benefits. MA plans cost sharing must be actuarially equivalent to Medicare Parts A and B, but may be different for specific services. Many MA plans also have Part D prescription drug coverage.

Get Quotes & Apply for California Anthem Blue Cross Medicare Advantage plans.

In order to enroll in a Medicare Advantage plan, you must be eligible for Part A and be enrolled in Part B, and live in the plan’s service area.

The types of Medicare Advantage plans are:

  • Health Maintenance Organizations (HMOs) – some have a Point-of-Service (POS) benefit
  • Preferred Provider Organizations (PPOs) – local and regional
  • Private Fee-For-Service Plans (PFFS) – pays instead of Medicare
  • Special Need Plans (SNPs) – persons with unique disease care needs
  • Medical Savings Accounts (MSAs)

If you decide to join a Medicare Advantage Plan, you will not need a Medicare Supplement policy because the provider of that plan will generally offer many of the same benefits. You will, however, still have to pay the monthly Medicare Part B premium of $104.90 (in 2015) to Medicare.