Most of the Anthem Medicare HMO plans have a $0 monthly premium. All include the Medicare Part D Rx plans at no additional cost to you.  Click on any of the links below to view the rate and benefit summary.  And please call anytime with questions.

Open-Enrollment: Medicare Advantage & Medicare Part D Rx plans: Starts October 15, and runs through December 7, for a January 1 2018 effective date.  Make sure you make any changes or enroll in a new company or plan between these two dates.  If you wait you may not be able to make any changes.  Please call me if you have any questions.

Medicare HMO plans typically offer $0 premium plans, have very comprehensive coverage and many times includes basic dental or vision coverage.  The downside to HMO plans are they are very restrictive when you are wishing to see different doctors.  When you sign up for the HMO, you need to choose one doctor from their list, and that doctor organizes your care and will refer you to a specialist within the same medical group. But the referral must first be approved.

Another option may be a Medicare Supplement.  If you would like information on Medicare Supplement plans, what they cost, how they work, feel free to contact me anytime.

Medicare Supplement plans provide the best access to different doctors and hospitals across the U.S.  If the doctor, hospital or facility accepts Medicare … you can go.  It’s that simple.  You don’t need to concern yourself with Primary Care Physicians, referrals or networks.  If you want to see a particular doctor and they accept Medicare, make the appointment.  You can go!

Contact Us for more information: https://www.advocareassoc.com/contact-us-2/

Read More: http://www.johnconner.com/2016-anthem-medicare-advantage-plans-california/