At 6.9 million, California now has the largest number of people without health insurance of any state, according to a report by the California HealthCare Foundation (CHCF). The percentage of Californians who get insurance through their jobs also continues to fall. In 2010, 53% of workers under 65 were covered by employer-based insurance compared to 65% in 1987. However, some of these workers gained coverage through Medi-Cal.
Over the past two decades, California has seen an increase in the percentage of people who are uninsured. The study reveals these key findings:
· Nearly one in four workers in California is uninsured.
· Employees in businesses of all sizes are more likely to be uninsured in California than in the rest of the United States.
· Nearly one-third of the uninsured in California and the nation have family incomes of $50,000 or more.
· Fifty-three percent of California’s uninsured children are in families in which the head of household worked full-time during the calendar year 2010, down from 61% in 2008. About 60% of the uninsured population is Latino.
The ranks of the uninsured may grow in the short run. But if more people lose their employer-based coverage, changes proposed under the federal Affordable Care Act, as scheduled in 2014, would allow more Californians to gain coverage. For more information, visit http://www.chcf.org/publications/2011/12/californias-uninsured
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Brian J. Schroeder - LUTCF
John D Schroeder - Broker